Recommended services

Mortgage and Protection Services

Whether your situation is straightforward or not, we'll find the mortgage that suits you best

AAs a mortgage intermediary to the whole of the market, our remit is to understand your aspirations, circumstances in detail, in turn we are confident we can offer a solution which meets all your requirements.

We are happy to offer face-to-face advice on important factors which affect your mortgage, such as:

• What you can afford
• Types of mortgage (i.e. fixed or variable rate)
• How to choose the best rate for your circumstances
• Buying with someone else
• What the mortgage application entails
• Legal steps in securing your mortgage
• Repayment calculations
• What happens if you cannot make your repayments
• Mortgage protection and insurance

The mortgage areas we have extensive experience with include:

• Residential
• buy-to-let
• remortgaging
• bridging
• secured loans

We realise that our clients are very busy people and may not want the hassle of arranging mortgage applications. However, you can rest assured – we remove all the hassle for you and make the process as smooth as possible.

Our promise to you:

• A complete service to try and make the process a stress-free service
• No sale no fee
• An efficient process for a quick response
• Honest feedback at every stage
• Different ways to contact us and use our services
• Taking your needs into account and no one else's

Surveying

Which survey is right for me?

Having a survey is a crucial part of the house buying process whether you plan to live in the property, rent it out or sell it so knowing the difference between a Mortgage Valuation, a RICS Homebuyers Survey and a RICS Building Survey is key to saving you expensive bills after you move in.

A Mortgage Valuation is a report undertaken on behalf of the lender. Therefore, it is important for a more detailed report to be carried out which will inform you of the condition of the property.

There may be defects in the property that could cost you a lot of money to put right, so it is important to have a RICS HomeBuyers Report or Building Survey.